Joanne Carmichael is the owner of The Co-operators in Kemptville and has proudly served the community for over 30 years. She and her team provide trusted insurance and financial solutions to individuals, families, farms, and businesses throughout North Grenville and the surrounding area.

Products and Services:

• Home Insurance
• Auto Insurance
• Farm Insurance
• Commercial & Business Insurance
• Life Insurance
• Disability Insurance
• Critical Illness Insurance
• Group Benefits
• Investment Solutions
• Retirement Planning
• Financial Planning

Known for personalized service and strong community involvement, Joanne and her team are committed to helping clients protect what matters most and achieve financial security with confidence.